{
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        "isUseCar": "1",
        "isOpenAccount": "1",
        "applyType": "INVESTMENT",
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        "arrivalTime": "2026-01-28 09:40:00",
        "departureTime": "2026-02-05 09:40:00",
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        "hkMobile": "886",
        "bankName": "中国工商银行",
        "bankId": "bank_1001",
        "materials": "个人开户： 带好 身份证 和 实名手机 直接前往网点即可，多数情况十分钟内办结。\r\n\r\n对公开户：\r\n\r\n第一步： 致电目标银行网点对公业务部，预约并获取最新资料清单。\r\n\r\n第二步： 对照清单，准备好所有 原件 和 公章。\r\n\r\n第三步： 法定代表人（或授权经办人）携带所有材料，按约定时间前往银行办理。",
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        "openAccountStartTime": "2026-01-05 00:00:00",
        "openAccountEndTime": "2026-01-20 00:00:00",
        "openAccountLocation": "886",
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        "isTj": "0",
        "openAccountNotice": "886",
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        "key": "hkMobile",
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                "id": 1768182062294,
                "span": 24,
                "email": "886",
                "phone": "886",
                "realName": "赵风",
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                "userSaleBizId": "user_sale_expand_6LipZ2uQYqIpv2vK"
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                "practiceCode": "886",
                "phone": "886",
                "cardType": "idCard",
                "cardNo": "886",
                "email": "886",
                "userBizId": "user_HNpzB3A0A72JMLVN",
                "userSignBizId": "user_sign_rrrrsae445556er"
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        "isSecond": 1,
        "customerBizId": "customer_OgR6wHpkgvvlpsht",
        "fnaBizId": "fna_QK3X3ygfsaOKcYQW",
        "fnaNo": "CSF-B-20260112-0926"
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    "apiProductPlanInfoDto": {
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            "companyId": "insurance_company_MLXRsUzPBhG76P1X",
            "insuranceTypeName": "储蓄险",
            "insuranceTypeId": "2aba7e865b9b45deba77e0bcc7d6fa67",
            "productLaunchMainName": "附加产品001",
            "productLaunchBizId": "product_launch_1LcCgSXEsf0KfmQM",
            "issueNumber": "3",
            "policyCurrency": "GBP",
            "paymentFrequency": "YEAR",
            "eachIssuePremium": "886",
            "policyLevy": "886",
            "isPrepay": 0
        },
        "apiProductPlanAdditionalInfoDtoList": []
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    "apiPolicyholderInfoDto": {
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        "customerBizId": "customer_OgR6wHpkgvvlpsht",
        "nameCn": "测试二",
        "namePyEn": "CESHIER",
        "documentType": "idCard",
        "idNumber": "411424199604041622",
        "gender": "2",
        "birthday": "1996-04-04 00:00:00",
        "age": 29,
        "nationality": "中国台湾",
        "birthplace": "886",
        "isOtherCountry": "1",
        "apiTaxationDtoList": [
            {
                "taxCountry": "中国",
                "taxId": "886",
                "show": true
            }
        ],
        "smokingStatus": "0",
        "maritalStatus": "SINGLE",
        "educationLevel": "UNIVERSITY",
        "isRetirement": "0",
        "retirementAge": null,
        "height": "160",
        "weight": "50",
        "bmi": "19.53",
        "riskAppetite": "LOW",
        "dependentsNum": 1,
        "mobileCode": "+994",
        "mobile": "886",
        "residenceMobileCode": "+675",
        "residenceMobile": "886",
        "landlineCode": null,
        "landline": "886",
        "email": "886",
        "certificateAddress": "886",
        "mailingAddressCode": "886",
        "employmentStatus": "1",
        "csName": "886",
        "industry": "886",
        "currentMonthlyIncome": 886,
        "totalWorkingYears": 886,
        "currentTenure": 886,
        "position": "886",
        "companyMobileCode": "+359",
        "companyMobile": "886",
        "companyAddressCode": "886",
        "monthIncome": 886,
        "monthExpenditure": 886,
        "totalCurrentAssets": 886,
        "totalDebt": 885,
        "travel": "886",
        "exercise": "VOLLEYBALL",
        "game": "STIMULATE",
        "movieDrama": "FANTASY",
        "delicacy": "886",
        "addressList": [
            {
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                "region": "886",
                "city": "886",
                "street": "886",
                "location": "886",
                "addressString": "886886886886",
                "objType": "address"
            },
            {
                "type": "residentialAddress",
                "region": "886",
                "city": "886",
                "street": "886",
                "location": "886",
                "addressString": "886886886886",
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            },
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                "city": "886",
                "street": "886",
                "location": "886",
                "addressString": "886886886886",
                "objType": "address"
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        ],
        "remark": null,
        "countryName": "中国台湾",
        "phoneString": "+359 886",
        "key": "companyMobile",
        "phoneCode": "companyMobileCode",
        "code": "+359"
    },
    "apiInsurantInfoDto": {
        "id": 23,
        "customerBizId": "customer_OgR6wHpkgvvlpsht",
        "nameCn": "测试二",
        "namePyEn": "CESHIER",
        "documentType": "idCard",
        "idNumber": "411424199604041622",
        "gender": "2",
        "birthday": "1996-04-04 00:00:00",
        "age": 29,
        "nationality": "中国台湾",
        "birthplace": "886",
        "isOtherCountry": "1",
        "apiTaxationDtoList": [
            {
                "taxCountry": "中国",
                "taxId": "886",
                "show": true
            }
        ],
        "smokingStatus": "0",
        "maritalStatus": "SINGLE",
        "educationLevel": "UNIVERSITY",
        "isRetirement": "0",
        "retirementAge": null,
        "height": "160",
        "weight": "50",
        "bmi": "19.53",
        "riskAppetite": "LOW",
        "dependentsNum": 1,
        "mobileCode": "+994",
        "mobile": "886",
        "residenceMobileCode": "+675",
        "residenceMobile": "886",
        "landlineCode": null,
        "landline": "886",
        "email": "886",
        "certificateAddress": "886",
        "mailingAddressCode": "886",
        "employmentStatus": "1",
        "csName": "886",
        "industry": "886",
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        "totalWorkingYears": 886,
        "currentTenure": 886,
        "position": "886",
        "companyMobileCode": "+359",
        "companyMobile": "886",
        "companyAddressCode": "886",
        "monthIncome": 886,
        "monthExpenditure": 886,
        "totalCurrentAssets": 886,
        "totalDebt": 885,
        "travel": "886",
        "exercise": "VOLLEYBALL",
        "game": "STIMULATE",
        "movieDrama": "FANTASY",
        "delicacy": "886",
        "addressList": [
            {
                "type": "mailingAddress",
                "region": "886",
                "city": "886",
                "street": "886",
                "location": "886",
                "addressString": "886886886886",
                "objType": "address"
            },
            {
                "type": "residentialAddress",
                "region": "886",
                "city": "886",
                "street": "886",
                "location": "886",
                "addressString": "886886886886",
                "objType": "address"
            },
            {
                "type": "companyAddress",
                "region": "886",
                "city": "886",
                "street": "886",
                "location": "886",
                "addressString": "886886886886",
                "objType": "address"
            }
        ],
        "remark": null,
        "policyholderRel": "MYSELF",
        "countryName": "中国台湾",
        "phoneString": "+359 886",
        "key": "companyMobile",
        "phoneCode": "companyMobileCode",
        "code": "+359"
    },
    "apiBeneficiaryInfoFzDto": {
        "isLegalBeneficiary": 1
    },
    "apiSecondHolderInfoDto": {
        "isSecond": 1,
        "insurantRel": "MYSELF",
        "nameCn": "测试二",
        "namePyEn": "CESHIER",
        "documentType": "idCard",
        "idNumber": "411424199604041622",
        "gender": "2",
        "birthday": "1996-04-04 00:00:00",
        "benefitRatio": ""
    },
    "apiAnswerSaveRequest": {
        "questionnaireBizId": "questionnaires_1001",
        "objectBizId": "",
        "answerSessionsDtoList": []
    },
    "materialDtoList": [
        {
            "materialBizId": "material_rPc0sDZurdDFfwSE",
            "fileBizIdList": [
                "oss_file_jhoezRHKCMf5AHbU"
            ]
        },
        {
            "materialBizId": "material_NOM56VZmKXa8rwcf",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_Clinlz7VnBLbg151",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_IaSKzxQ73K5qQPUW",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_pOLgtaGwIR5IkUBv",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_h0sIbNWnklHI3dFL",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_Txh02cNvT21QPOZH",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_IeS4kTopn06fGzbe",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_ykfOPMkoBvxsy1Y8",
            "fileBizIdList": []
        },
        {
            "materialBizId": "material_dGGFvKISJBz9OhZg",
            "fileBizIdList": []
        }
    ]
}
