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yd-csf-service/src/main/java/com/yd/csf/service/service/impl/CommissionServiceImpl.java

@@ -849,7 +849,6 @@ public class CommissionServiceImpl extends ServiceImpl<CommissionMapper, Commiss
             commission.setCommissionBizId(RandomStringGenerator.generateBizId16(CommonEnum.UID_TYPE_COMMISSION.getCode()));
             // 关联业务id
             if ("R".equals(request.getCommissionBizType())) {
-                if (MapUtils.isNotEmpty(policyMap)) {
                 Policy policy = policyMap.get(request.getPolicyNo());
                 if (policy != null) {
                     commission.setReconciliationCompany(policy.getReconciliationCompany());
@@ -869,7 +868,6 @@ public class CommissionServiceImpl extends ServiceImpl<CommissionMapper, Commiss
                 } else {
                     throw new BusinessException(ResultCode.PARAMS_ERROR.getCode(), "保单不存在, policyNo: " + request.getPolicyNo());
                 }
-                }
             } else {
                 commission.setPolicyNo(null);
             }

yd-csf-service/src/main/java/com/yd/csf/service/vo/FortuneVO.java

@@ -317,6 +317,7 @@ public class FortuneVO implements Serializable {
 
     private static final long serialVersionUID = 1L;
 
+
     /**
      * 对象转封装类
      *
@@ -329,21 +330,33 @@ public class FortuneVO implements Serializable {
         }
         FortuneVO fortuneVO = new FortuneVO();
         BeanUtils.copyProperties(fortune, fortuneVO);
-        // 计算已出账金额和待出账金额
-        BigDecimal currentPaymentHkdAmount = "2".equals(fortune.getStatus()) ? fortune.getCurrentPaymentHkdAmount() : BigDecimal.ZERO;
+
+        // 安全获取港币金额，避免 null
+        BigDecimal hkdAmount = ObjectUtil.defaultIfNull(fortune.getHkdAmount(), BigDecimal.ZERO);
+
+        // 已出账金额（status=2 时取 currentPaymentHkdAmount，否则为 0）
+        BigDecimal currentPaymentHkdAmount = "2".equals(fortune.getStatus())
+                ? ObjectUtil.defaultIfNull(fortune.getCurrentPaymentHkdAmount(), BigDecimal.ZERO)
+                : BigDecimal.ZERO;
+
         fortuneVO.setFortunePaidAmount(currentPaymentHkdAmount);
-        fortuneVO.setFortuneUnpaidAmount(NumberUtil.sub(fortune.getHkdAmount(), currentPaymentHkdAmount));
-        // 计算已出账比例
-        BigDecimal currentPaymentRatio = NumberUtil
-                .div(currentPaymentHkdAmount, fortune.getHkdAmount(), 4)
+        fortuneVO.setFortuneUnpaidAmount(NumberUtil.sub(hkdAmount, currentPaymentHkdAmount));
+
+        // 计算已出账比例，分母为 0 时直接设为 0%
+        BigDecimal currentPaymentRatio;
+        if (hkdAmount.compareTo(BigDecimal.ZERO) == 0) {
+            currentPaymentRatio = BigDecimal.ZERO;
+        } else {
+            currentPaymentRatio = NumberUtil.div(currentPaymentHkdAmount, hkdAmount, 4)
                     .multiply(BigDecimal.valueOf(100));
+        }
         fortuneVO.setCurrentPaymentRatio(currentPaymentRatio);
-        // 计算剩余出账比例
         fortuneVO.setFortuneUnpaidRatio(BigDecimal.valueOf(100).subtract(currentPaymentRatio));
 
         fortuneVO.setCurrency(CurrencyEnum.toLabel(fortune.getCurrency()));
-        fortuneVO.setPolicyCurrency((CurrencyEnum.toLabel(fortune.getPolicyCurrency())));
+        fortuneVO.setPolicyCurrency(CurrencyEnum.toLabel(fortune.getPolicyCurrency()));
 
         return fortuneVO;
     }
+
 }